Obama-NOT- Care

What is wrong with today's government and people?

With access and MONEY, anything should be possible. OUR exalted government easily had both (they should have had the greatest minds in the tech kingdom making it so, #1) to prepare the release of ObamaCare in a timely and well-devised fashion. We all know that did not happen. We all know the cost is prohibitive and ridiculous into making people take health care. Trying to encourage the vast majority of those with minimal health needs who are generally just getting by to buy healthcare that costs them $50/month is ludicrous. These folks who could never afford the $5000 deductible or even less and will never give up their $50/month, which they frequently use for their ramen meals or in other less responsible situations, their nails, cigarettes or cell phones . In trying to promote health responsibility in the young, we are only encouraging them to do the exact opposite. Those that use the ER now as their doctors office, will only continue to do so, and will only have to pay that $95/year penalty. What is the downside to not buying Obamacare? Nothing, as these are often the same folks that come into the ER with NO intention of paying for their pregnancy tests, colds, and well baby checks, etc., etc. They really believe healthcare should be free, while other responsible people pay for their healthcare and my taxes pay for those mentioned above to get Medicaid to pay for their ambulance rides for their bug bites.
WHY has no one directed the insurance companies to make their prices more reasonable to everyone (I personally pay around $340/month for basic coverage for myself and kids and decline basic services as the deductible is too high and the coverage I used to have is cost prohibitive)?
WHY do insurance companies not provide some pro-bono coverage or offer part of their ridiculous earnings and profits to help with healthcare for the poor?
WHY are so many new Foreign arrivals to our country able to get Medicaid when the small business persons and individuals who actually contribute to society and are trying to just make a living cannot?
WHY should my taxes make Medicaid available to so many and only more since Obama NOT-Care?